Sanlam Personal Loan

Sanlam Personal Loan offers a helping hand to those in need by providing loans of up to R150 000 at a fixed rate whether you need money for unexpected expenses, a medical emergency they offer you a loan according to your needs.

Ways to apply

To apply for a Sanlam Personal Loan you can apply online using application form and you can find out how to qualify or you can call 0861 08 08 88 to apply any time of the day of the week and the final amount will be based on your current profile and subject to your credit approval.

Requirements

To apply for a Sanlam Personal Loan you must be a South African citizen, be 18 years of age , have a South African ID, be permanently working and live in South Africa , monthly income of R2 500, a proof of income if you are self employed , a clear credit reference and a bank account that works.

What does the loan offer

Sanlam Personal Loan offers a fixed interest rates, a loan of up to R150 000 and a simple way to apply online and their services are fast and quick.

Contact details

Call:0860 726 526+27 or Email:life@sanlam.co.za

Sanlam Personal Loans
Sanlam Personal Loans

Standard Bank Personal Loan


Standard Bank Personal Loan have just made life more easier for you and your family you can apply online or go to your nearest bank they have highly competitive rates fixed minimum monthly repayments and a variety of loans to meet your personalized needs.

Ways to Apply

Firstly you need to be formally employed and have a valid bank account with a debit order facility and you can apply online or go to you nearest bank having your South African ID, be between the ages of 18 and 65, have a consistent monthly income of R3000 per month ber deduction then you done.

Requirements

Its easy you only need to be a South African citizen be between 18 and 65 years, be formally employed and have a bank account with debit order facility and have a consistent monthly income of R3 000 per month or over before deductions.

What does the Loan offer

We have a life insurance that will pay off your loan in case of natural or accidental death, permanent or temporary disability or retrenchment, high competitive rate interest and fixed, minimum monthly repayments and a quick, hassle free application.

Contact Details

email standard bank at: information@standardbank.co.za or call: 0860 101 341

standard bank personal loan
standard bank personal loan

Direct Axis Personal Loan

Direct axis personal loan can fulfill your to get all the stuff you want such as your dream wedding, childs education and home renovation. Axis personal loan will give you a helping hand to meet all your requirements they even offer loyalty points on a personal loans called edge loyalty points.

Ways to Apply

Its easy you can even go online or a nearest branch having your south african ID,latest salary payslip with dated salary certificate or ITR(LAST 2 YEARS), signatures verification, proof of residence, latest bill for landline or mobile.

Requirements

All you need to have is a South African ID, latest pay slip showing deduction or form 16 along with current dated salary certificate, bank account, latest electricity bill, latest telephone bill, latest credit card bill, employers letter certifying current mailing address, passport(valid)providing the passport address, water tax bill,signature verification, proof of telephone bill.

What does the Loan Offer

loans are available for salaried individuals,loans are available from R50 000 to R15 00 000 and repayment tenures from 12 to 60 months,best in class rates on interest and the higher rates can be transferred to axis bank balance transfer facility.and they even offer edge loyalty points.

Direct Axis Personal Loan Contact Details

Call +27(0)12 341 2223 or fax +27(0)866 278 839.

Direct Axis Personal Loan
Direct Axis Personal Loan

African Bank Personal Loan


African bank personal loans are tailor made to suit your needs and your financial situation and offers a range of loans with comfortable repayments plan.

Ways to Apply

You just go to your nearest branch or apply online but to qualify for a african bank personal loan you need to be 18 years or older and have south african ID, latest original payslip, 1 months bank statement reflecting your salary deposit or saving book and proof of residence then you are done.

Requirements

You must be 18 years or older to qualify for a african bank personal loan and you must have South African ID, latest original payslip, 1 months bank statement and the proof of residence.

What does the loan offer

African bank offers personal loans from R500 to R30 000 and they have an interest rate from 18.5 % a year and service fee and payments range from 12 to 36 months and the is a long term and a short term and it has an insurance.

African Bank Personal Loan Contact Details

loan customer service :0861 111 011 fax: 087 807 3472 email: loanbackoffice@africanbank.co.za

african_bank personal loan
african_bank personal loan

ABSA Personal Loan


ABSA Personal Loan have made it easy for each and every individual with offerings like the is a absa express loan, a personal loan and a absa revolving loan. so now on a personal loan you can borrow from R3 000 to R150 000 and affordable repayments periods range from 12 to 72 months.

Wyas to Apply

You just go to your nearest branch or contact for more information,but to apply you just need to be a south african citizen have a valid South African ID, be 18 years or older, receive a minimum income of R2 000 a month, have a bank account into which your salary is deposited and have a proof of your current residential address such as municipality or rates of bill.

Requirements

Be a South African citizen, have a South African ID, be 18 years or older receive minimum of R2 000 have a bank account and have proof of your current resident address.

ABSA Contact Details

Call 08600 08600 or email: ib@absa.co.za for international help 27(0) 11 501 5110.

Absa Loans Personal Loan
Absa Loans Personal Loan

Loan for People with Bad Credit


Loan for People with Bad Credit are available to some financial institute where they help all people who are blacklisted. Companies like city finance who specializes in personal loans, consolidation loans of up to R120,000 over 60 months, loans for blacklisted and loans for people with bad credit record.

Ways to Apply

You can apply online on www.directmoney.co.za

Blacklisted Loan Requirements

  • You must be parmanetly employed for atleast 6 months.
  • You must be on a monthly or weekly salary.
  • You should not be under debt review or administration.
  • You should be a South African Citizen holding a green barcoded ID.

Documents Needed

  • Certified Copy of a South African ID document (Green bar coded ID)
  • Your last three (3) months’ bank statements into which your salary is deposited
  • Your latest pay slip (Monthly Earners)
  • 4 latest payslips (Weekly Earners)

What does the Loan Offer

Even if your personal loan was declined due to being blacklisted we still offer 90% chance to still get you that loan and the processing of the money takes up to 2 working days or may be less and you’ll be contacted with the result very soon .

Contact Details

contact number: 087 808 0804 cell phone no: 079 020 0093 fax no: 086 583 8396 email: support@megaloans.co.za

Loans for people with bad credit
Loans for people with bad credit

Loan Agreement Form


Loan Agreement Form is between the services provider and the client and allows you as a client to manage more of your legal matters yourself, when it comes to business and any business, personal, employment land and property and internet and IT.

You can just go online download the form or you can even edit it online and is best that way because this document comes with guidance notes to help you to complete the form and its only plain English and it even help you to edit each paragraph precisely.

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RCS Personal Loan

RCS personal loan offers a loan up to R125 000 in 24 hours with just a short phone call,whether your looking for extra cash for car,studies or even getting married rcs have made it easy for you.

Ways to Apply

You can apply online and rcs will call you or you can call them at 086 729 727 we just need a few pieces of information to process your application and once it is approved the money is deposited into your account within a day or two.

Requirements

All you need to apply for a rcs loan is :you must be 18 or older, have a South African identity ,earn a minimum of R2000 a month, have a good credit record and have a bank account.

What does RCS Loan Offer

RCS have an insurance and you choose your cover whether its customer protection or accidental death and motor and home, they even offer a loan up to R125 000 in 24 hours they even call you back if you want to.

RCS Loan Contact Details

You can call:0861 say rcs (729 727) fax 021 597 4727 postal address po box 111 goodwood 7459 physical address ground floor liberty grade building corner of voortrekker road and drive vanguard.

RCS Personal Loans
RCS Personal Loans

Old Mutual Personal Loan

Old mutual personal loan provides two different personal loan options-the my personal loan and their flagship my money plan which is essentially a debt consolidation plan and very useful if you’d like to to bundle and save on all your debt repayments.

Ways to Apply for Old Mutual Personal Loan

To apply for an old mutual personal loan you can call 0860 000 886 for more information ,on my personal loan or sms your name to 37121 and one of our consultants will call you back to assist you with a personal loan or debt consolidation or you can visit your nearest branch.

What does an Old Mutual Personal Loan offer

The old mutual personal loan offers two different personal loan,the my personal loan and their flagship my plan is essentially a debt consolidation plan,and through my personal loan you can apply for a maximum of R100 000,which can be repaid from anything between 3-48 months,the interest rate is fixed for at the time of application and determined by your score -if you have a very bad score it might be useful to compare the interest rates too make sure your going with the cheapest option.

Contact Details

Call 0860 000 886 or sms your name +mpl to 37121

Old Mutual Loans
Old Mutual Loans

Bridge Loan

Bridge offers loans up to R15 000, bridge loan is there for you when you require a small personal loan, bridge loan will help you to bridge the gap between what you need and what you can have.

Ways to Apply for Bridge Loan

You either go online or go to the nearest branch just bring along latest payslip, South African identity and a 2 month bank statements.

Requirements

All you need is your latest payslip, South African identity and 2 months bank statements.

What does Bridge Offer

Bridge loan offers loans up to R15 000 and at a low rate.

Bridge Contact Details

Loan quiries :086 111 2044 fax 012 365 1691 email: clientservices@bridge.co.za head office :086 111 2754 investors relation: 012 470 3602.

Bridge Loans
Bridge Loans